All monthly rates shown are good through the end of the calendar year.

For the sake of brevity and simplicity, many details have been omitted. In case of a conflict between this summary and insurance policies and/or rates, the provisions of the insurance policies will govern your rights and benefits. Some services are limited or not covered. Benefits are subject to change annually without prior notice. Please view the detailed Evidence of Coverage information on-line or you may request it in paper form.